HST Rebate on New Homes: Up to $130,000 at Northgate Trails
Under Ontario’s enhanced HST relief, buyers of new homes up to $1 million may qualify for a rebate of up to the full 13% HST, subject to eligibility and final legislation. Here’s how it works and how it applies to Northgate Trails in north Ajax.
Ontario’s HST rebate on new homes, explained
Ontario buyers of new homes may qualify for up to $130,000 back in HST. Ontario’s enhanced HST relief rebates the 8% provincial portion on qualifying new homes priced up to $1 million for buyers who will live in the home, and together with the 5% federal portion the total rebate can reach the full 13%, capped at $130,000 on homes up to $1.5 million. The federal portion is confirmed in law for first-time buyers; its extension to all buyers has been proposed and is subject to final legislation. The agreement of purchase and sale must be signed between April 1, 2026 and March 31, 2027.
Northgate Trails launches on November 3, 2026 with freehold townhomes from the high $500s, so buyers who sign before March 31, 2027 may qualify for the full HST rebate, subject to eligibility and final legislation. Where you qualify, the builder can credit the rebate at closing, so the savings come off what you pay on final closing. Register now to be first in line once pricing is released.
| Home price | Maximum HST rebate |
|---|---|
| Up to $1,000,000 | Full 13% HST |
| $1,000,000 – $1,500,000 | $130,000 |
| $1,500,000 – $1,850,000 | Steps down from $130,000 to $24,000 |
| Over $1,850,000 | $24,000 (standard rebate) |
Key requirements
- New home bought from a builder (detached, semi, townhome or condo)
- Agreement of purchase and sale signed April 1, 2026 to March 31, 2027
- Used as your primary residence, or a relative’s
- Construction starts before January 1, 2029 and is substantially complete before January 1, 2032
This is general information, not tax or legal advice. Amounts and eligibility are subject to final legislation and can change; for buyers who are not first-time buyers, the federal portion has been proposed but not yet confirmed in law. Confirm your eligibility with your real estate lawyer, accountant or the builder before you sign.
Who qualifies for the Ontario HST rebate on new homes?
Ontario’s enhanced relief is aimed at buyers who sign an agreement of purchase and sale for a new home with a builder between April 1, 2026 and March 31, 2027 and will live in the home (or have a relative live in it) as their primary residence. First-time buyers are confirmed for the federal portion; for other buyers, the federal portion is subject to final legislation.
How much is the rebate?
Subject to eligibility and final legislation, on a new home priced up to $1 million up to the full 13% HST may be rebated. Between $1 million and $1.5 million the rebate is capped at $130,000. From $1.5 million to $1.85 million it steps down to $24,000, and above $1.85 million the standard $24,000 rebate applies.
Does Northgate Trails qualify?
Northgate Trails townhomes start from the high $500s, well under the $1 million mark for full relief. Whether your home qualifies depends on your agreement date, how you will use the home and the builder’s construction timeline, so ask our team to confirm for the home you choose.
When do I get the money?
Where you qualify, builders can credit the rebate at closing, so it comes off what you pay on final closing rather than being refunded later. Your lawyer will confirm how it is handled on your closing statement.
Do investors qualify?
The new home rebate is for homes used as a primary residence. Buyers who will rent the home out long term may qualify for a separate rental property rebate, which is claimed directly from the CRA.
Is there a deadline?
Yes. The agreement of purchase and sale must be signed by March 31, 2027. Construction must also start before January 1, 2029 and be substantially complete before January 1, 2032.
Get the Northgate Trails price list & floor plans
Register in 30 seconds and we’ll send you the launch package before public release.
- 1
Price list for every home typeBack-to-back, traditional and dual-frontage towns, 30′ and 37′ detached
- 2
Floor plansEvery model, with square footage
- 3
Lot mapSee where each home type sits in the community
- 4
Deposit & incentivesFull deposit schedule and the capped development charges
Register your interest
We’ll send the price list and floor plans. No obligation.